Unless you go down to Hollywood and Vine after midnight. But I digress.
Plato once said, “A good decision is based on knowledge and not on numbers.” I disagree. (I know, what nerve, huh? Disagreeing with the guy who helped lay the foundations of Western philosophy and science?)
A good financial decision is based on numbers – your numbers, i.e. what you have in the bank. Because if you don’t know how much money you have, you’re likely to overspend and find yourself with a couple of crazy overdraft fees, which may put you in the red (this is for the 99 percenters only; you one percenters can take a coffee break here*) and thus ensure that you bounce a few checks.
Keeping track of your outgoing numbers is another way to get clarity on your financial situation. I got into the habit about a year ago of writing down everything I spent: rent, green tea lattés, library fines for Think and Grow Rich, Top Ramen noodles, half-ply toilet paper, waterproof mascara, therapist, 12-Step groups, flat of chocolate cupcakes…. Then at the end of each I month I total it all up and call the suicide hotline. But only when my expenses exceed my income.
by Larry Vazeos |
So, no, money can’t buy you love, but if you keep your numbers carefully, you can probably budget in renting it for an hour.
* of course I realize the one percenters aren’t reading this blog (and yes, I realize that most of the 99 percenters aren’t either. Don’t make me cry. I can’t afford the tissues.)
No comments:
Post a Comment